Built on 2025 federal tax-year brackets. Every result updates instantly as you change the inputs below.
Enter your income and filing status to see your estimated federal tax, marginal rate, and effective rate.
Taxable Income
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Total Federal Tax
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Marginal Rate
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Effective Rate
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Est. Take-Home
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Project the future value of annual IRA contributions and estimate the current-year tax savings from contributing.
Projected Future Value
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Total Contributed
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Investment Growth
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Est. Tax Savings (This Year)
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Estimate the tax cost of converting traditional funds to Roth this year, and project their tax-free growth.
Tax Owed on Conversion
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Marginal Rate Applied
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Projected Tax-Free Value
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Net Cost Today
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See the estimated tax on a short-term or long-term gain, based on your income and filing status.
Estimated Tax Owed
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Rate Applied
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Net Proceeds After Tax
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All four tools use 2025 federal tax-year brackets and standard deductions for estimation purposes only. They do not account for state taxes, the Net Investment Income Tax, credits, or your complete filing picture.